Unemployment Fraud List

Forms, web links, guides and FAQs for navigating unemployment fraud.

1. Return Notarized Letter to HR

HR submits your letter and payroll information to the Illinois Department of Unemployment Security (IDES) to notify them the claim is fraudulent.

IDES marks your claim as fraud, but you may receive letters in the mail. See below for information on mail from IDES.

2. File a Police Report Immediately
 

File a report at your local police department or with the Lake Forest Police Department. Some police departments are overwhelmed by the volume and have stopped taking reports for unemployment fraud.

3. Report Identity Theft and Unemployment Fraud
 

1. Credit Reporting Agencies:

Place a free, one-year fraud alert by contacting one of the three credit bureaus. The credit bureau you choose to contact will inform the others.​ You’ll get a letter from each credit bureau. It will confirm that they placed a fraud alert on your file.

A fraud alert is free. It will make it harder for someone to open new accounts in your name. When you have an alert on your report, a business must verify your identity before it issues new credit in your name. You can renew the fraud alert after one year.

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Experian Fraud Alert

Transunion Fraud Alert

Equifax Fraud Alert

2. Illinois Department of Employment Security (IDES):

Click report fraud here.

3. Federal Trade Commission:

Report identity theft and get a recovery plan.

4. Review Your Bank Accounts

Any funds deposited into your account from unemployment will be required to pay back.

Regularly check your bank balances and credit card balances for fraudulent activity.

5. Credit Monitoring Services

US Department of Justice Unemployment Fraud Taskforce has identified past data breaches behind this type of fraud. More information on these data breaches and identity theft can be found at: IdentityTheft.gov/DataBreach

Consider credit monitoring services such as:

AnnualCreditReport.com

Legal Shield/ID Shied

LifeLock

6. Place a Freeze on Your Credit

Consider placing a freeze on your credit to prohibit any new credit applications from being opened in your name. Visit the FTC Credit Freeze Guide for instructions.

7. Keep Copies

Keep all information until tax time in the event there is an issue with filing your State or Federal taxes. IDES is working diligently to identify fraudulent claims and is working closely with the IRS.

Letters from IDES should be kept in case you need to submit proof of fraud to the IRS, for any future unemployment claim issues with the IDES, or any collections issues. Keep an eye out for a 1099G for unemployment. It is unknown if you will receive one. 

  • IDES Determination letter - Shows IDES has marked your UE claim as fraud

  • IDES Over payment/repayment letter

  • IDES UI Finding letter

  • Address Change Verification Notice - contact 800-244-5631 to verify current address

Frequently Asked Questions

Why am I getting a debit card?


The CARES Act eliminated the 1 week waiting period to process unemployment claims, states are paying unemployment claims immediately without vetting them. If you recieve a debit card from IDES or KeyBanks - DO NOT ACTIVATE IT! Contact the bank's fraud department and have the account closed.




Will LifeLock or ID Shield protect me from unemployment fraud?


No. BUT - identity theft in other forms can still happen. In order to file an unemployment claim, the perpetrator does have your social security number and possibly other information. LifeLock and ID Shield can help notify you of other attempts at identity theft, as well as assist in restoring identity to pre-stolen status.




Should I freeze my credit?


While that will not stop further unemployment fraud claims, it can help protect you against other forms of identity theft. Experts are suggesting you take every option available to protect yourself.




How did someone get my information?


US Department of Justice Unemployment Fraud Taskforce has identified past data breaches behind this type of fraud. More information on these data breaches and identity theft can be found at: https://identitytheft.gov/databreach




Do they have my SSN?


To file an unemployment claim, someone would need to provide SSN, driver’s license/state ID, name, mailing address, and phone number. However, all of that information does not need to be accurate with the exception of the SSN. Individuals having this information could result in larger identity theft issues.




When/how will I know if the claim has been marked as fraud by IDES?


A determination letter showing IDES has marked your UE claim as fraud will come via postal mail.




What is an Identitiy Protection Pin?


The IP PIN:

The IP PIN is a 6-digit number assigned to eligible taxpayers. It helps prevent identity thieves from filing fraudulent tax returns with stolen Social Security numbers (SSNs). An IP PIN helps the IRS verify taxpayers’ identities and accept their electronic or paper tax returns for processing. The IRS issues IP PINs to confirmed identity theft victims once their cases are resolved. This process is unchanged.

What is new is that any taxpayers who wants an IP PIN, even if they are not victims of identity theft, may now obtain one.

About the IP PIN Opt-in Program

Here’s what you need to know before applying for your IP PIN:

  • This is a voluntary program.

  • You must pass a rigorous identity verification process.

  • Spouses and dependents are eligible for an IP PIN if they can verify their identities.

  • An IP PIN is valid for a calendar year.

  • You must obtain a new IP PIN each filing season, using the online tool.

  • The IP PIN tool is unavailable generally mid-November through mid-January each year.

  • Correct IP PINs must be entered on electronic and paper tax returns to avoid rejections and delays.

If this is something you are interested in, here is additional information:

https://www.irs.gov/pub/irs-pdf/p5367es.pdf





Additional Resources

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