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Retiree Open Enrollment Resource Center

​​Welcome to your open enrollment site for this year's benefit transition. Below you will find links to the four most important open enrollment documents: a summary of primary benefits (medical, dental, and vision), links for insurance premiums, the open enrollment schedule, and the insurance election enrollment form. These resources are provided at the top for easy access.

 

This page is your one-stop source for all documents, links, forms, videos, and information you'll need, as well as an FAQ for a smooth transition.

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Open Enrollment Dates 2025: TBD

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Overview of New Benefits​ - Under 65​

Medical Plan Options

Learn more about our three medical plan options—a High Deductible Health Plan (HDHP) PPO with an HSA, a traditional PPO, and an HMO.​

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Dental Plan

Explore our flexible dental plan through Delta Dental. Current dentists can remain your provider.

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Vision Plan

Our new VSP Vision plan makes eye care simpler and more affordable.

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Overview of New Benefits​ - Over 65​

Benistar Only

For those who elect Benistar Medicare supplemental coverage only, there is nothing to complete as there are no changes to Benistar this year. Please review the 2025 Insurance Premiums for the annual rate increases. 
 

Dental Plan

Explore our flexible dental plan through Delta Dental. Current dentists can remain your provider.

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Vision Plan

Our new VSP Vision plan makes eye care simpler and more affordable.

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Retiree Information Session

Thank you to all those who attended the info sessions. Use the links below if you weren't able to make it, or for a refresher. Any other questions please contact hr@cityoflakeforest.com.

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Retiree Info Session Presentation Slides

Retiree Info Session Recording

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AFLAC Drop-In Sessions

Aflac representatives will be available for drop-in sessions to answer questions and provide support:

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Mission Square 1-on-1 Appointments

Mission Square will be available for 1-on-1 appointments to assist with retirement planning and related questions:

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